AFOX & Associates

Liberal Underwriting

Liberal Underwriting

Cover more clients and place more business with enhanced underwriting tables designed to provide access to more coverage for a wider array of clients – including those with pre-existing conditions.

Increase your marketing and advertising exposure, while decreasing the cost. Get additional support for simply doing what you do best: generating business.

As an independent insurance broker, having access to a diverse portfolio of insurance carriers is essential for meeting the unique needs of your clients. That’s why we take pride in offering our independent brokers a robust portfolio of insurance carriers with liberal underwriting guidelines.

Our extensive network of insurance carriers allows you to provide your clients with a wide range of coverage options and competitive pricing. We have carefully curated a selection of reputable carriers known for their financial stability, industry expertise, and customer-centric approach.

What sets our portfolio apart is the emphasis on liberal underwriting guidelines. We recognize that each client is unique and may have specific circumstances that require a more flexible approach to underwriting. Our carriers understand this too, and they are committed to working with you to find the best solutions for your clients, even in situations that may be deemed higher risk by other providers.

Having access to carriers with liberal underwriting guidelines empowers you to serve a broader client base. You can offer coverage to individuals and businesses that may have been turned away or faced challenges elsewhere. This sets you apart as a problem solver and trusted advisor, helping your clients find the insurance solutions they need.

Our team at AFOX & Associates is dedicated to providing you with the necessary support and guidance to navigate this diverse portfolio. We offer training, resources, and ongoing assistance to help you understand each carrier’s underwriting guidelines and effectively match your clients with the most suitable coverage options.

Partner with us and gain access to a portfolio of insurance carriers with liberal underwriting. Expand your capabilities, serve a wider range of clients, and establish yourself as a knowledgeable broker who can find solutions where others may see obstacles.

Level Up Your Production

Whether you need a CRM to house your client information, a phone-system to set up a professional line of communication or just a network of business enhancement services to take your practice to the next level  – we have you covered. 

As an AFOX Associate, we take the time to work with your business model to isolate the key tools needed for you to succeed. And not waste time or money on those that don’t.

The best part? Most are offered at no cost for active producers, and for the resources that are are a-la-carte, you are provided the at-cost wholesale pricing that the agency at large is offered. 

At AFOX & Associates, we pride ourselves on being able to offer top commission compensation to independent agents based on their production history and activity.

Even new agents to the business are given offers that are flexible based on their support needs. We believe in supporting our agents with the tools and resources they need to be successful.

Compensation increases are not only offered but are to be expected based on continued production. We value our agents and believe in rewarding them for their hard work and dedication to our clients.

At AFOX & Associates, we understand that every agent has unique needs when it comes to training and development. That’s why we offer different types and levels of training based on your needs.

Our trainings include product training, sales and process development training, leadership and business development training, and marketing enhancement.

We conduct weekly trainings that are open to those who choose to attend. These trainings are not mandatory, but are offered for you to access at your own pace and to grow your business on your timeline.

Our trainings can also be customized to help support your business strategy, giving you the tools and resources you need to succeed in this industry.

We believe in investing in our agents and providing them with the training and support they need to achieve their goals.

At AFOX & Associates, we believe that marketing is an essential part of growing your business. That’s why we offer marketing cost subsidization to our independent agents.

This subsidy can be used to offset existing marketing costs or to offer new marketing budgets, simply through your activity as an agent. This means that the more you produce, the more marketing support you’ll receive from us.

You can use this subsidy for your own lead choices or test and purchase leads from our internal, vetted vendor list. We want to ensure that our agents have access to the best possible resources to help grow their business, and our marketing cost subsidization is just one of the ways we achieve that goal.

At AFOX & Associates, we understand that managing a successful insurance business can be challenging, especially when it comes to back-office operations. That’s why we offer back-office organization and support to our independent agents.

Our team helps to monitor ongoing production, providing insight towards reaching established goals, and guiding associates to best practice methodology designed to help more efficiently manage and be in tune with their business.

We believe in offering our agents the support they need to run their businesses effectively, allowing them to focus on what they do best – selling insurance. Our back-office organization and support provides agents with the tools and resources they need to streamline their operations and achieve their goals.

We are committed to the success of our agents and believe in providing them with the support they need to thrive in this industry.

Ready to see how you might fit?

Connect with a member of our team to determine how becoming an AFOX Associate can embolden your business practices.

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